PocketLaw | Oregon Revised Statutes | Mortgages; Trust Deeds

Mortgages; Trust Deeds

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Nature of mortgagee’s interest.

Covenant to pay money not implied.

Absolute deed as a mortgage.

Improvements on mortgaged lands.

Payment of taxes and other charges by mortgagee.

Assignment of mortgage.

[Repealed by 1965 c.252 §1]

Record of assignment not notice to mortgagor.

[Repealed by 1965 c.252 §1]

Acts not affecting priority of lien of credit instrument.

Discharge of mortgage.

Discharge of record by owner and holder of mortgage note who is not the mortgagee of record.

Discharge of mortgage on real property; effect of discharge.

Discharge by foreign executors, administrators, conservators and guardians.

Liability of mortgagee for failure to discharge mortgage.

Loan agreements and promissory notes to state maximum prepayment privilege penalty.

Priority of line of credit instrument as to certain advances; procedure to limit indebtedness in residential line of credit instrument.

Action for residual debt after short sale of residential property; payoff statements.

Definitions for ORS 86.160 to 86.185.

Late charge.

Prohibited mortgage provisions.

Scope.

ORS 86.160 to 86.185 not applicable to certain mortgagees; notice to borrowers.

ORS 86.160 to 86.185 not applicable to certain loans.

Definitions for ORS 86.205 to 86.275.

Types of lender security protection provisions allowed.

Application of ORS 86.210 and 86.245 to real estate loan agreements.

[1975 c.337 §§3,4,5; 1985 c.613 §2; repealed by 1987 c.577 §5]

[1975 c.337 §6; repealed by 1987 c.577 §5]

Section 86.225

Section 86.230

[1975 c.337 §7; repealed by 1987 c.577 §5]

Limit on amount required in security protection escrow account; compliance with federal laws for certain loans as compliance with state laws.

Interest on security protection deposits; exception.

Service charge prohibited where interest required.

Arrangements where security protection provisions not required; information to borrower.

Payment of taxes where security protection provision required; credit of discount where taxes not paid; cause of action by borrower.

Effect of lender violation of ORS 86.205 to 86.275.

ORS 86.205 to 86.275 inapplicable to certain loan agreements; notice to borrower.

Severability.

[Amended by 1955 c.21 §1; repealed by 1961 c.726 §427]

[1953 c.700 §2; repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Amended by 1955 c.182 §1; repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Amended by 1957 c.404 §1; repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

Secretary of State to furnish statement of mortgages filed before September 1, 1963; fee.

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

Discharge of mortgage recorded with county recording officer.

[Repealed by 1961 c.726 §427]

Discharge of mortgage filed with Secretary of State; fee.

Discharge, assignment and foreclosure of mortgages on chattels registered and licensed by Department of Transportation.

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Amended by 1955 c.30 §1; repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

[Repealed by 1961 c.726 §427]

Power of financial institutions, fiduciaries and others to make loans secured by property insured by Federal Housing Administration.

Investment of funds of financial institutions, fiduciaries and others in bonds and mortgages accepted by Federal Housing Administration, debentures issued thereby, and obligations of national mortgage associations.

Eligibility of securities described in ORS 86.620 as security for deposits, investment or reserve of securities.

Applicability of other laws requiring security or regulating loans and investments.

Definitions for ORS 86.705 to 86.815.

Additional definitions for ORS 86.726, 86.729, 86.732, 86.736, 86.741, 86.744 and 86.748.

Trust deeds authorized to secure performance of obligation; methods of foreclosure after breach.

Qualifications of trustee; certificate of authority to transact business; law practice serving as trustee; appointment of successor trustee; trustee’s duties.

Trust deed deemed to be mortgage on real property; applicability of mortgage laws.

Reconveyance upon performance; liability for failure to reconvey; release of trust deed.

Correction of error concerning status or effect of trust deed; rights of bona fide purchaser.

Section 86.725

Resolution conference for foreclosure; exemptions; procedure to request conference; fee.

Scheduling and notice for resolution conference; information required; fees; postponement, rescheduling and cancellation; liability of facilitator.

[1959 c.625 §§17,22; repealed by 1961 c.616 §8]

Attendance at resolution conference; authority of beneficiary’s agent; representation of grantor; terms of foreclosure avoidance measure; report.

Section 86.735

Certificate of compliance; expiration.

Section 86.737

Section 86.739

Section 86.740

Attorney General duties and powers; payments; rules.

Section 86.742

Foreclosure Avoidance Fund.

Section 86.745

Determination of ineligibility for foreclosure avoidance measure; notice; recording; penalty.

Section 86.750

Foreclosure by advertisement and sale.

Section 86.753

Section 86.755

Notice to grantor; requirements; additional forms; rules.

Section 86.757

Section 86.759

[1959 c.625 §10; 1961 c.616 §6; 1965 c.457 §7; 1979 c.879 §4; repealed by 1983 c.719 §13]

Failure to give notice to grantor; remedy.

Notice of sale for certain persons.

Section 86.765

Failure to give notice of sale; action by omitted person; defense; pleading and proving knowledge of sale; attorney fees; exclusive remedy.

Section 86.770

Contents of notice of sale; additional notices; contents and requirements.

Service and publication of notice; recording proof of compliance.

Section 86.775

Discontinuance of foreclosure proceedings after cure of default.

Section 86.780

Sale of property; obtaining possession after sale; procedures; notices; requirements for postponing or rescinding sale.

Section 86.785

Request for information from trustee.

Information provided by trustee.

Section 86.790

Disposition of proceeds of sale.

Section 86.795

Effect of sale; actions for deficiency; restrictions.

Contents of trustee’s deed to purchaser.

Recitals in trustee’s deed and certain affidavits as prima facie or conclusive evidence.

Requests for copies of notice of default or notice of sale.

Compensation of trustee.

Impermissible conditions for approving short sale or sale of note; exceptions.

Time within which foreclosure must be commenced.

Penalties.