(1) That the arrangement is not a condition to the real estate loan agreement;
(2) If it is an escrow account, whether or not the lender will pay interest and if interest is to be paid, the rate of interest; and
(3) Whether or not the borrower must pay the lender a charge for the service. If a charge is agreed to, the charge shall not exceed the amount of interest income earned under subsection (2) of this section. [1975 c.337 §10]