Retail Installment Contracts

  1. Law
  2. Oregon Revised Statutes
  3. Business Organizations, Commercial Code
  4. Retail Installment Contracts

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Section
83.010

Definitions for ORS 83.010 to 83.190.

Section
83.020

Retail installment contract requirements; exceptions.

Section
83.030

Contents of contract.

Section
83.040

Subsequent purchases under original contract.

Section
83.050

Contracts completed by mail and based on catalog of seller.

Section
83.060

Filling blanks.

Section
83.070

Delivery of copy of contract to buyer.

Section
83.080

Informing buyer of service charge and right to prepay; monthly statement.

Section
83.090

Service charge; other fees.

Section
83.095

Service charge computed by actuarial method.

Section
83.100

Extra charges; miscellaneous provisions of contract.

Section
83.110

Insurance.

Section
83.120

Receipts; schedule of payments.

Section
83.130

Voluntary prepayment by buyer; refund.

Section
83.140

Consolidation of purchases with prior contract.

Section
83.150

Unenforceable contract provisions.

Section
83.160

Waiver of ORS 83.010 to 83.190.

Section
83.170

Effect of violation of ORS 83.010 to 83.190 by seller.

Section
83.180

Enforcement of ORS 83.010 to 83.190.

Section
83.190

Civil penalties.

Section
83.510

Definitions for ORS 83.510 to 83.680.

Section
83.520

Form and contents of retail installment contract.

Section
83.530

Filling blanks.

Section
83.540

Delivery of copy of contract to buyer.

Section
83.550

[1957 c.625 §8; repealed by 1961 c.458 §1]

Section
83.560

Finance charge.

Section
83.565

Finance charge computed by actuarial method; requirements; notice.

Section
83.570

[1957 c.625 §22; repealed by 1981 c.412 §24]

Section
83.580

Insurance.

Section
83.590

Delinquency and collection charges.

Section
83.600

Schedule of payments; receipts.

Section
83.610

Delivery to buyer of instrument indicating full payment; release of security.

Section
83.620

Voluntary prepayment by buyer; refund.

Section
83.630

Extension of scheduled due date; deferment of scheduled payment; refinance charge.

Section
83.635

Acceptance of retail installment contract by lender.

Section
83.640

[1957 c.625 §§10,11; repealed by 1961 c.726 §427]

Section
83.650

Effect of negotiation of notes on rights against motor vehicle dealer.

Section
83.660

Acceleration provision.

Section
83.670

Unenforceable contract provisions.

Section
83.680

Waiver of provisions of ORS 83.510 to 83.680.

Section
83.710

Definitions for ORS 83.710 to 83.750; application of ORS 83.710 to 83.750.

Section
83.715

Telephone solicitation sale; contract; contents.

Section
83.720

Cancellation of home solicitation sale; notice; exception.

Section
83.730

Written agreement or offer to purchase; contents; notice of buyer’s right to cancel; form.

Section
83.740

Duties of seller upon cancellation of sale or revocation of offer to purchase.

Section
83.750

Rights and duties of buyer upon cancellation of sale or revocation of offer to purchase.

Section
83.810

[1969 c.392 §2; 1977 c.274 §7; repealed by 1991 c.296 §4]

Section
83.811

Exemption from certain disclosure requirements for motor vehicle dealer or retail seller.

Section
83.813

Exemption from certain disclosure requirements for assignee of retail installment contract.

Section
83.820

Consumer paper; negotiability; exception; rights and liabilities of assignees.

Section
83.830

[1971 c.744 §3; 1973 c.350 §1; 1981 c.573 §3; 1983 c.739 §1; 1987 c.479 §1; repealed by 1999 c.240 §1]

Section
83.840

[1971 c.744 §4; 1973 c.350 §2; 1981 c.573 §4; 1983 c.739 §2; 1987 c.479 §2; repealed by 1999 c.240 §1]

Section
83.850

Definitions for ORS 83.850 and 83.860.

Section
83.860

Applicability of claims and defenses of borrower or lessee when loan made or lease funded in close connection with sale or retail lease.

Section
83.875

Definitions for ORS 83.875, 83.880, 83.890 and 83.895.

Section
83.880

Sale of motor vehicles, goods or services as time sale rather than loan.

Section
83.885

Sale of motor vehicles, personal property or services for business or commercial purposes as time sale rather than loan.

Section
83.890

Notice required in contract when seller intends to transfer contract.

Section
83.895

Effect of seller’s failure to provide notice.

Section
83.990

Penalties.