Loans

  1. Law
  2. South Carolina Code of Laws
  3. Consumer Protection Code
  4. Loans

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Section
37-3-101

Short title.

Section
37-3-102

Scope.

Section
37-3-103

Index of definitions.

Section
37-3-104

"Consumer loan" defined.

Section
37-3-105

First mortgage real estate loans.

Section
37-3-106

"Loan" defined.

Section
37-3-107

"Lender"; "precomputed"; "principal" defined.

Section
37-3-108

"Revolving loan account" defined.

Section
37-3-109

"Loan finance charge" defined.

Section
37-3-200

Restricted loans and restricted lenders.

Section
37-3-201

Loan finance charge for consumer loans.

Section
37-3-202

Additional charges.

Section
37-3-203

Delinquency charges.

Section
37-3-204

Deferral charges.

Section
37-3-205

Loan finance charge on refinancing.

Section
37-3-206

Loan finance charge on consolidation.

Section
37-3-207

Conversion to revolving loan account.

Section
37-3-208

Advance to perform covenants of debtor.

Section
37-3-209

Right to prepay.

Section
37-3-210

Rebate upon prepayment.

Section
37-3-301

Application of and compliance with Federal Truth in Lending Act.

Section
37-3-302

Receipts; statements of account; evidence of payment.

Section
37-3-303

Notice to cosigners and similar parties.

Section
37-3-304

Advertising.

Section
37-3-305

Filing and posting maximum rate schedule.

Section
37-3-306

Notice of assumption rights.

Section
37-3-308

Manufactured home loan disclosure; material terms.

Section
37-3-401

Scope.

Section
37-3-402

Balloon payments.

Section
37-3-403

No assignment of earnings.

Section
37-3-404

Attorney's fees.

Section
37-3-405

Charges as a result of default prohibited except as authorized by title.

Section
37-3-406

Notice of assignment.

Section
37-3-407

Authorization to confess judgment prohibited.

Section
37-3-408

Change in terms of revolving loan accounts.

Section
37-3-409

Use of multiple agreements.

Section
37-3-410

Lender subject to claims and defenses arising from sale and leases.

Section
37-3-411

Card issuer subject to claims and defenses.

Section
37-3-412

Variable interest rate real estate mortgage loans.

Section
37-3-413

Short-term vehicle secured loans; notice to borrower.

Section
37-3-500

Scope.

Section
37-3-501

Definitions: "supervised loan"; "supervised lender"; "restricted loan"; "restricted lender".

Section
37-3-502

Authority to make supervised loans.

Section
37-3-503

License to make supervised loans.

Section
37-3-504

Revocation or suspension of license.

Section
37-3-505

Records; annual reports.

Section
37-3-506

Examinations and investigations.

Section
37-3-507

Application of Part on Administrative Procedure and Judicial Review.

Section
37-3-509

Use of multiple agreements.

Section
37-3-510

Restrictions on interest in land as security.

Section
37-3-511

Regular schedule of payments; maximum loan term.

Section
37-3-512

Conduct of business other than making loans.

Section
37-3-513

Application of other provisions.

Section
37-3-514

Limitation on attorney's fees.

Section
37-3-515

Loan renewal limitations.

Section
37-3-601

Loans subject to this Title by agreement of parties.

Section
37-3-605

Loan finance charge for other loans.