Additional Prohibitions for High Cost Home Loans

  1. Law
  2. Indiana Code
  3. Trade Regulation
  4. Home Loan Practices
  5. Additional Prohibitions for High Cost Home Loans

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Section
24-9-4-0.1

Chapter Not Applicable to Loans Made Before January 1, 2005

Section
24-9-4-1

Limitations and Prohibited Practices

Section
24-9-4-2

Points and Fees Charged in Certain Refinance Transactions; Evasive Division of Home Loans Prohibited

Section
24-9-4-3

Balloon Payments

Section
24-9-4-4

Payment Terms; Collection of Interest Due

Section
24-9-4-5

Acceleration After Default

Section
24-9-4-6

Consolidated Periodic Payments Paid From Loan Proceeds

Section
24-9-4-7

Counseling Agency Contact Information

Section
24-9-4-8

Repayment Ability; Commercially Reasonable Practices to Determine Debt to Income Ratio

Section
24-9-4-9

Payments to Home Improvement Contractors

Section
24-9-4-10

Modification, Renewal, Extension, Amendment, or Deferral of Loan Terms; Fees and Charges Prohibited

Section
24-9-4-11

Notice to Borrower

Section
24-9-4-12

High Cost Home Loan Agreements; Unconscionable and Void Provisions