Licensing of Mortgage Lenders and Mortgage Brokers

  1. Law
  2. Georgia Code
  3. Banking and Finance
  4. Financial Institutions
  5. Licensing of Mortgage Lenders and Mortgage Brokers

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Section
7-1-1000

Definitions

Section
7-1-1001

Exemption for Certain Persons and Entities; Registration Requirements; Authorized Actions of Licensed Mortgage Lenders

Section
7-1-1001.1

Requirement for Mortgage Loan Originator License; Application to Sellers of Mobile Homes

Section
7-1-1002

Transaction of Business Without a License, Registration, or Exemption Prohibited; Knowing Purchase of Mortgage Loan From Unlicensed or Nonexempt Broker or Lender Prohibited; Liability of Persons Controlling Violators

Section
7-1-1003

Applications for Licenses

Section
7-1-1003.1

(Repealed Effective January 1, 2021.) Physical Place of Business

Section
7-1-1003.2

Financial Requirements for Licensing and Registration; Bond Requirements

Section
7-1-1003.3

Application for Registration

Section
7-1-1003.4

Notification Statement

Section
7-1-1003.5

Nationwide Multistate Licensing System and Registry

Section
7-1-1003.6

Privileged or Confidential Nature of Information; Exception

Section
7-1-1003.7

Approval of Mortgage Industry Related Courses; Application; Renewal Applications; Audits

Section
7-1-1004

Investigation of Applicant and Its Officers; Audit; Education, Experience, and Other Requirements Relative to Licensees and Registrants

Section
7-1-1004.1

Reports of Condition

Section
7-1-1004.2

Licensees' Ability to Challenge Information

Section
7-1-1004.3

Visibility Requirement for Unique Identifier of Individuals Originating Residential Mortgage Loan

Section
7-1-1005

Renewal of Licenses and Registrations; Expiration

Section
7-1-1006

(For Effective Date, See note.) Contents of License; Posting of License; Transferring of License; Transacting Business Under Other Name; Change of Address; Opening a New Additional Office Without Prior Approval; Approval of Branch Manager

Section
7-1-1007

(For Effective Date, See note.) Licensee to Give Notice of Certain Actions Brought Against It by a Creditor or Borrower; Notice to the Department of Cancellation of Bond

Section
7-1-1008

Acquisition of 10 Percent or More of the Voting Shares or of the Ownership of Any Other Entity Licensed or Registered to Conduct Business Under This Article

Section
7-1-1009

(For Effective Date, See note.) Maintenance of Books, Accounts, and Records; Investigation and Examination of Licensees and Registrants by Department; Confidentiality; Exemptions From Civil Liability

Section
7-1-1010

Annual Financial Statements

Section
7-1-1011

Annual Fees

Section
7-1-1012

Rules and Regulations

Section
7-1-1013

Prohibition of Certain Acts

Section
7-1-1014

Regulations Governing Disclosure Required to Applicants for Mortgage Loans

Section
7-1-1015

Rules Relative to Escrow Accounts

Section
7-1-1016

(For Effective Date, See note.) Regulations Relative to Advertising

Section
7-1-1017

Suspension or Revocation of Licenses, Registrations, or Mortgage Broker Education Approval; Notice; Judicial Review; Effect on Preexisting Contract

Section
7-1-1018

(For Effective Date, See note.) Cease and Desist Orders; Enforcement Procedure; Civil Penalty; Fines

Section
7-1-1019

Criminal Penalties

Section
7-1-1020

Construction

Section
7-1-1021

Regulations Governing Lock-in and Commitment Agreements