In General

  1. Law
  2. Georgia Code
  3. Banking and Finance
  4. Interest and Usury
  5. In General

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Section
7-4-1

"Usury" Defined

Section
7-4-2

Legal Rate of Interest; Maximum Rate of Interest Generally; Certain Items Not Considered Interest

Section
7-4-3

Finance Charge on Retail Installment Contracts for Manufactured Homes and Motor Vehicles Subject to Federal Law; Stating of Federal Provisions in Contract

Section
7-4-3.1

Maximum Interest Rate on Loans by Insured Financial Institutions

Section
7-4-4

Advertisement of Rates of Interest or Finance Charge

Section
7-4-5

Failure to Include Federal Loan Act Provisions in Retail Installment Loan; Violating Advertising Restrictions

Section
7-4-6

No Limit on Interest Rate Payable by Profit Corporations or Persons on Nonconsumer Loans in Excess of $3,000.00

Section
7-4-7

No Limit on Interest Rate on Loans of $100,000.00 or More

Section
7-4-8

Commission to Third Person Does Not Make Lawful Interest Usurious

Section
7-4-9

Back Interest May Be Stipulated in Contract and Recovered

Section
7-4-10

Usury Forfeits Entire Interest; Right of Setoff; How Forfeiture Discharged; When Time Bars Action or Defense

Section
7-4-11

Usury Is Personal Defense; No Collection From Insolvent to Prejudice of Others

Section
7-4-12

Interest on Judgments

Section
7-4-12.1

Interest on Arrearage on Child Support

Section
7-4-13

Law of Place of Contract Governs Interest Unless Otherwise Provided

Section
7-4-14

Interest Runs From Default Unless Otherwise Agreed; When Demand Necessary

Section
7-4-15

When Interest Runs on Liquidated Demands; Promissory Notes Payable on Demand

Section
7-4-16

When Interest Runs on Commercial Accounts; Maximum Interest Rate on Commercial Accounts

Section
7-4-17

Payment Applied First to Interest; No Interest on Unpaid Interest; Exceptions

Section
7-4-17.1

Refunds From Loans on Which Interest Is Calculated Under the Add-on Interest Method and Which Are Paid Off Prior to Maturity

Section
7-4-18

Criminal Penalty for Excessive Interest

Section
7-4-19

Civil Action to Enforce Chapter

Section
7-4-20

Election to Forgo Application of Federal Usury Laws

Section
7-4-21

Class Action Barred on Claims for Violation of Interest Laws on Loans Secured by Real Estate