PocketLaw | Florida Statutes | The Insurance Contract (Ss.

The Insurance Contract (Ss. 627.401-627.444)

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Section
627.401

Scope of this part.

Section
627.402

Definitions.

Section
627.403

“Premium” defined.

Section
627.404

Insurable interest; personal insurance.

Section
627.405

Insurable interest; property.

Section
627.406

Power to contract; purchase of insurance by or for minor.

Section
627.407

Alteration of application.

Section
627.408

Application as evidence.

Section
627.409

Representations in applications; warranties.

Section
627.410

Filing, approval of forms.

Section
627.411

Grounds for disapproval.

Section
627.412

Standard provisions, in general.

Section
627.413

Contents of policies, in general; identification.

Section
627.414

Additional policy contents.

Section
627.415

Charter, bylaw provisions.

Section
627.416

Execution of policies.

Section
627.417

Underwriters’ and combination policies.

Section
627.418

Validity of noncomplying contracts.

Section
627.419

Construction of policies.

Section
627.420

Binders.

Section
627.421

Delivery of policy.

Section
627.422

Assignment of policies or post-loss benefits.

Section
627.423

Payment discharges insurer.

Section
627.424

Minor may give acquittance.

Section
627.425

Forms for proof of loss to be furnished.

Section
627.426

Claims administration.

Section
627.427

Payment of judgment by insurer; penalty for failure.

Section
627.428

Attorney fees.

Section
627.429

Medical tests for HIV infection and AIDS for insurance purposes.

Section
627.441

Commercial general liability policies; coverage to contractors for completed operations.

Section
627.442

Insurance contracts.

Section
627.443

Essential health benefits.

Section
627.444

Loss run statements for all lines of insurance.

Section
627.4025

Residential coverage and hurricane coverage defined.

Section
627.4035

Payment of premiums; claims.

Section
627.4085

Insurer name, agent name, and license identification number required on application.

Section
627.4091

Specific reasons for denial, cancellation, or nonrenewal.

Section
627.4101

Credit insurance enrollment forms.

Section
627.4102

Informational filing of forms.

Section
627.4105

Life and health insurance; reduced premiums upon rigorous physical examination.

Section
627.4107

Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited.

Section
627.4131

Telephone number required.

Section
627.4132

Stacking of coverages prohibited.

Section
627.4133

Notice of cancellation, nonrenewal, or renewal premium.

Section
627.4135

Casualty insurance contracts subject to general provisions for insurance contracts.

Section
627.4136

Nonjoinder of insurers.

Section
627.4137

Disclosure of certain information required.

Section
627.4138

Wrap-up insurance policies for nonpublic construction projects.

Section
627.4143

Outline of coverage.

Section
627.4145

Readable language in insurance policies.

Section
627.4147

Medical malpractice insurance contracts.

Section
627.4148

Medical malpractice insurers; required offer of coverage limits.

Section
627.4195

Health insurance; claims for payment of psychotherapeutic services; confidentiality.

Section
627.4205

Coverage identification number required.

Section
627.4215

Disclosures to policyholders; coverage of behavioral health care services.

Section
627.4232

Health insurance out-of-hospital benefits.

Section
627.4233

Total disability defined.

Section
627.4234

Health insurance cost containment provisions required.

Section
627.4235

Coordination of benefits.

Section
627.4236

Coverage for bone marrow transplant procedures.

Section
627.4237

Sickness disability or disability due to sickness.

Section
627.4238

Health insurer examinations.

Section
627.4239

Coverage for use of drugs in treatment of cancer.

Section
627.4265

Payment of settlement.

Section
627.4295

Dental procedures; anesthesia and hospitalization coverage.

Section
627.4301

Genetic information for insurance purposes.

Section
627.4302

Identification cards for processing prescription drug claims.

Section
627.40951

Standard personal lines residential insurance policy.

Section
627.41495

Public notice of medical malpractice rate filings.

Section
627.42391

Insurance policies; cancer treatment parity; orally administered cancer treatment medications.

Section
627.42392

Prior authorization.

Section
627.42393

Step-therapy protocol.

Section
627.42395

Coverage for certain prescription and nonprescription enteral formulas.

Section
627.42396

Reimbursement for telehealth services.

Section
627.42397

Coverage for air ambulance services.

Section
627.43141

Notice of change in policy terms.