PocketLaw | Florida Statutes | Interest and Usury; Lending Practices

Interest and Usury; Lending Practices

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Rate of Interest in Absence of Contract.

“Usurious Contracts” Defined.

“Unlawful Rates of Interest” Defined; Proviso.

Penalty for Usury; Not to Apply in Certain Situations.

Provisions for Payment of Attorney’s Fees.

Attorney’s Fee in Enforcing Nonusurious Contracts; Proviso; Insurance Premiums; Attorney’s Fee Provided in Note.

Person Lending Money to Give Borrower Receipt for Payments; Contents of Receipt; Penalty for Violation.

Persons Accepting Chattel Mortgage as Security for Loans Under $100 to Cause Amount as Principal, Interest, and Fees to Be Inserted.

Section
687.031

Construction, Ss. 687.02 and 687.03.

Section
687.071

Criminal Usury, Loan Sharking.

Section
687.0303

“Line of Credit” Defined.

Section
687.0304

Credit Agreements.

Not Applicable to Chartered Banks, Trust Companies, Building and Loan Associations, Savings and Loan Associations, or Insurance Companies.

Interest Rates; Parity Among Licensed Lenders or Creditors.

International Transactions.

Definitions.

Section
687.125

Compounding of Interest.

Section
687.141

Loan Brokers; Prohibited Acts.

Section
687.142

Responsibility of Principals.

Section
687.143

Loan Brokers; Investigations; Cease and Desist Orders; Administrative Fines.

Section
687.144

Investigations; Examinations; Subpoenas; Hearings; Witnesses.

Section
687.145

Injunction to Restrain Violations.

Section
687.146

Criminal Penalties.

Section
687.147

Actions for Damages.

Section
687.148

Duties and Powers of the Commission and Office.