Interest rate

  1. Law
  2. Arkansas Code
  3. Business and Commercial Law
  4. Consumer Protection
  5. Credit Cards
  6. Unauthorized Use of Credit Cards
  7. Interest rate

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A creditor may establish the contracted interest rate for a credit card account by:

  1. (1) Documenting the acceptance of the terms and conditions that contain a stated or variable interest rate by a cardholder of the credit card account; or

  2. (2) Any billing statement generated by the credit card issuer that contains a stated or variable interest rate.


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