Priority of primary motor vehicle liability insurance coverage

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The liability insurance policy covering a motor vehicle is primary when the motor vehicle is driven by:

  1. (1) An insured; or

  2. (2) Any other person:

    1. (A) Not excluded from coverage under the policy;

    2. (B) With the permission of an insured; and

    3. (C) When the use of the motor vehicle is within the scope of the permission granted by an insured.


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