The General Assembly finds that:
(1) Citizens covered by health benefit plans should have the opportunity to obtain healthcare services at an affordable price;
(2) The cost of health benefit plans can vary depending upon the kind of arrangement the health benefit plan has with providers of healthcare services;
(3) In order to provide affordable delivery of health care services, health benefit plans which utilize contractual arrangements with providers and encourage quality services at discounted prices should be promoted; and
(4) Citizens should have the option to choose a health benefit plan that covers the services of any qualified healthcare provider.