(a) A health benefit plan that is offered, issued, or renewed in this state shall offer coverage for a hearing aid or hearing instrument sold on or after January 1, 2010, by a professional licensed by the state to dispense a hearing aid or hearing instrument.
(b) The coverage offered for hearing aids under this section:
(1) Shall not be for less than one thousand four hundred dollars ($1,400) per ear for each three-year period;
(2) Shall provide coverage of not less than one thousand four hundred dollars ($1,400) per ear beginning on the first day of coverage; and
(3) Is not subject to policy deductibles or copayment requirements.