Filing

  1. Law
  2. Arkansas Code
  3. Public Utilities and Regulated Industries
  4. Insurance
  5. Rates and Rating Organizations
  6. Use of Credit Information in Personal Insurance Act
  7. Filing

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  1. (a)

    1. (1) Insurers that use credit scores to underwrite or rate risks shall file their scoring models or other scoring processes with the State Insurance Department.

    2. (2) A third party may file scoring models on behalf of insurers.

    3. (3) A filing that includes credit scoring shall include loss experience justifying the use of credit information.

  2. (b) Any proprietary consumer report scoring system or model filed with the Insurance Commissioner under this subchapter shall remain confidential unless otherwise directed by a court order.


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