Harassment or abuse

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  1. (a) A debt collector may not engage in a conduct the natural consequence of which is to harass, oppress, or abuse a person in connection with the collection of a debt.

  2. (b) Without limiting the general application of subsection (a) of this section, the following conduct is a violation of this section:

    1. (1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of a person;

    2. (2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader;

    3. (3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of 15 U.S.C. § 1681a(f) or 15 U.S.C. § 1681b(3), as they existed on January 1, 2009;

    4. (4) The advertisement for sale of a debt to coerce payment of the debt;

    5. (5) Causing a telephone to ring or engaging a person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass a person at the called number; or

    6. (6) Except as provided in § 17-24-503, the placement of telephone calls without meaningful disclosure of the caller's identity.


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