Acquisition of location information

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A debt collector communicating with a person other than the consumer to acquire location information about the consumer shall:

  1. (1) Identify himself or herself, state that he or she is confirming or correcting location information concerning the consumer, and only if expressly requested, identify his or her employer;

  2. (2) Not state that the consumer owes a debt;

  3. (3) Not communicate with the person more than one (1) time unless:

    1. (A) Requested to do so by the person; or

    2. (B) The debt collector reasonably believes that:

      1. (i) The earlier response of the person is erroneous or incomplete; and

      2. (ii) The person now has correct or complete location information;

  4. (4) Not communicate by postcard;

  5. (5) Not use a language or symbol on a envelope or in the contents of a communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and

  6. (6) After the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of or can readily ascertain the attorney's name and address, not communicate with a person other than that attorney unless the attorney fails to respond to communication from the debt collector within a reasonable period of time.


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