PocketLaw | USC 15 | CREDIT REPORTING AGENCIES

CREDIT REPORTING AGENCIES

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Congressional findings and statement of purpose

Definitions; rules of construction

Permissible purposes of consumer reports

Requirements relating to information contained in consumer reports

Section
1681c–1

Identity theft prevention; fraud alerts and active duty alerts

Section
1681c–2

Block of information resulting from identity theft

Disclosure of investigative consumer reports

Compliance procedures

Disclosures to governmental agencies

Disclosures to consumers

Conditions and form of disclosure to consumers

Procedure in case of disputed accuracy

Charges for certain disclosures

Public record information for employment purposes

Restrictions on investigative consumer reports

Requirements on users of consumer reports

Civil liability for willful noncompliance

Civil liability for negligent noncompliance

Jurisdiction of courts; limitation of actions

Obtaining information under false pretenses

Unauthorized disclosures by officers or employees

Administrative enforcement

Section
1681s–1

Information on overdue child support obligations

Section
1681s–2

Responsibilities of furnishers of information to consumer reporting agencies

Section
1681s–3

Affiliate sharing

Relation to State laws

Disclosures to FBI for counterintelligence purposes

Disclosures to governmental agencies for counterterrorism purposes

Disposal of records

Corporate and technological circumvention prohibited