Any debt collector who brings any legal action on a debt against any consumer shall-
(1) in the case of an action to enforce an interest in real property securing the consumer's obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or
(2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity-
(A) in which such consumer signed the contract sued upon; or
(B) in which such consumer resides at the commencement of the action.
Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors.
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Section effective upon the expiration of six months after Sept. 20, 1977, see section 819 of