Uniform commercial code — bank deposits and collections.

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  2. Wisconsin Statutes & Annotations
  3. Uniform commercial code — bank deposits and collections.

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Section
404.102

Applicability.

Section
404.103

Variation by agreement; measure of damages; action constituting ordinary care.

Section
404.104

Definitions and index of definitions.

Section
404.105

“ Bank"; “collecting bank"; “depository bank"; “intermediary bank"; “payer bank"; “presenting bank".

Section
404.106

Payable through or payable at bank; collecting bank.

Section
404.107

Separate office of a bank.

Section
404.108

Time of receipt of items.

Section
404.109

Delays.

Section
404.110

Electronic presentment.

Section
404.111

Statute of limitations.

Section
404.201

Status of collecting bank as agent and provisional status of credits; applicability of chapter; item endorsed “pay any bank".

Section
404.202

Responsibility for collection or return; when action timely.

Section
404.203

Effect of instructions.

Section
404.204

Methods of sending and presenting; sending directly to payer bank.

Section
404.205

Depositary bank holder of unendorsed item.

Section
404.206

Transfer between banks.

Section
404.207

Transfer warranties.

Section
404.208

Presentment warranties.

Section
404.209

Encoding and retention warranties.

Section
404.210

Security interest of collecting bank in items, accompanying documents and proceeds.

Section
404.211

When bank gives value for purposes of holder in due course.

Section
404.212

Presentment by notice of item not payable by, through or at a bank; liability of drawer or endorser.

Section
404.213

Medium and time of settlement by bank.

Section
404.214

Right of charge-back or refund; liability of collecting bank; return of item.

Section
404.215

Final payment of item by payer bank; when provisional debits and credits become final; when certain credits become available for withdrawal.

Section
404.216

Insolvency and preference.

Section
404.301

Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payer bank.

Section
404.302

Payer bank's responsibility for late return of item.

Section
404.303

When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified.

Section
404.401

When bank may charge customer's account.

Section
404.402

Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account.

Section
404.403

Customer's right to stop payment; burden of proof of loss.

Section
404.404

Bank not obligated to pay check more than 6 months old.

Section
404.405

Death or incompetence of customer.

Section
404.406

Customer's duty to discover and report unauthorized signature or alteration.

Section
404.407

Payer bank's right to subrogation on improper payment.

Section
404.501

Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.

Section
404.502

Presentment of “on arrival" drafts.

Section
404.503

Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.

Section
404.504

Privilege of presenting bank to deal with goods; security interest for expenses.