Retail Installment Sales of Goods and Services.

  1. Law
  2. Revised Code of Washington
  3. Personal Property
  4. Retail Installment Sales of Goods and Services.

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Section
63.14.010

Definitions.

Section
63.14.020

Retail installment contracts—Number of documents—Promissory notes—Date—Signatures—Completion—Type size.

Section
63.14.030

Retail installment contracts—Delivery to buyer of copy—Acknowledgment of delivery.

Section
63.14.040

Retail installment contracts—Contents.

Section
63.14.043

Retail installment contracts—Purchase of motor vehicle—Secondary products.

Section
63.14.050

Retail installment contracts—Multiple documents permissible where original applies to purchases from time to time.

Section
63.14.060

Retail installment contracts—Mail orders based on catalog or other printed solicitation.

Section
63.14.070

Retail installment contracts—Seller not to obtain buyer's signature when essential blank spaces not filled—Exceptions.

Section
63.14.080

Retail installment contracts—Prepayment in full of unpaid time balance—Refund of unearned service charge—"Rule of seventy-eighths."

Section
63.14.090

Retail installment contracts, retail charge agreements, and lender credit card agreements—Delinquency or collection charges—Attorney's fees, court costs—Other provisions not inconsistent with chapter are permissible.

Section
63.14.100

Receipt for cash payment—Retail installment contracts, statement of payment schedule and total amount unpaid.

Section
63.14.110

Consolidation of subsequent purchases with previous contract.

Section
63.14.120

Retail charge agreements and lender credit card agreements—Information to be furnished by seller.

Section
63.14.123

Restrictions on electronically printed credit and debit card receipts.

Section
63.14.125

Lender credit card agreements—Security interests prohibited.

Section
63.14.127

Retail installment contracts—Dog or cat as security interest.

Section
63.14.130

Retail installment contracts, retail charge agreements, and lender credit card agreements—Service charge agreed to by contract—Other fees and charges prohibited.

Section
63.14.136

Retail installment transaction—Unconscionable—Judicial action.

Section
63.14.140

Retail installment contracts, retail charge agreements, and lender credit card agreements—Insurance.

Section
63.14.145

Retail installment contracts and charge agreements—Sale, transfer, or assignment.

Section
63.14.150

Retail installment contracts, retail charge agreements, and lender credit card agreements—Agreements by buyer not to assert claim or defense or to submit to suit in another county invalid.

Section
63.14.151

Retail installment contracts, retail charge agreements, and lender credit card agreements—Compliance with disclosure requirements of federal consumer protection act deemed compliance with chapter 63.14 RCW.

Section
63.14.152

Declaratory judgment action to establish if service charge is excessive.

Section
63.14.154

Cancellation of transaction by buyer—Procedure.

Section
63.14.156

Extension or deferment of payments—Agreement, charges.

Section
63.14.158

Refinancing agreements—Costs—Contents.

Section
63.14.159

New payment schedule—When authorized.

Section
63.14.160

Conduct or agreement of buyer does not waive remedies.

Section
63.14.165

Financial institution credit card agreement not subject to chapter 63.14 RCW, but subject to chapter 19.52 RCW.

Section
63.14.167

Lender credit card agreements and financial institution credit card agreements—Credit to account for returned goods or forgiveness of a debit for services—Statement of credit to card issuer—Notice to cardholder.

Section
63.14.170

Violations—Penalties.

Section
63.14.175

Violations—Remedies.

Section
63.14.180

Noncomplying person barred from recovery of service charge, etc.—Remedy of buyer—Extent of recovery.

Section
63.14.190

Restraint of violations.

Section
63.14.200

Assurance of discontinuance of unlawful practices.

Section
63.14.210

Violation of order or injunction—Penalty.

Section
63.14.903

Application, saving—1981 c 77.

Section
63.14.910

Saving—1963 c 236.

Section
63.14.920

Effective date—1963 c 236.

Section
63.14.921

Effective date—Saving—1967 c 234.

Section
63.14.922

Effective date—1993 sp.s. c 5.

Section
63.14.924

Application—1995 c 249.

Section
63.14.925

Savings—1995 c 249.

Section
63.14.926

Effective date—1995 c 249.