Bank Deposits and Collections.

  1. Law
  2. Revised Code of Washington
  3. Uniform Commercial Code
  4. Bank Deposits and Collections.

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Section
62A.4-101

Short title.

Section
62A.4-102

Applicability.

Section
62A.4-103

Variation by agreement; measure of damages; action constituting ordinary care.

Section
62A.4-104

Definitions and index of definitions.

Section
62A.4-105

"Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank".

Section
62A.4-106

Payable through or payable at bank; collecting bank.

Section
62A.4-107

Separate office of a bank.

Section
62A.4-108

Time of receipt of items.

Section
62A.4-109

Delays.

Section
62A.4-110

Electronic presentment.

Section
62A.4-111

Statute of limitations.

Section
62A.4-201

Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed "pay any bank".

Section
62A.4-202

Responsibility for collection or return; when action timely.

Section
62A.4-203

Effect of instructions.

Section
62A.4-204

Methods of sending and presenting; sending directly to payor bank.

Section
62A.4-205

Depositary bank holder of unindorsed item.

Section
62A.4-206

Transfer between banks.

Section
62A.4-207

Transfer warranties.

Section
62A.4-208

Presentment warranties.

Section
62A.4-209

Encoding and retention warranties.

Section
62A.4-210

Security interest of collecting bank in items, accompanying documents and proceeds.

Section
62A.4-211

When bank gives value for purposes of holder in due course.

Section
62A.4-212

Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser.

Section
62A.4-213

Medium and time of settlement by bank.

Section
62A.4-214

Right of charge-back or refund; liability of collecting bank; return of item.

Section
62A.4-215

Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.

Section
62A.4-216

Insolvency and preference.

Section
62A.4-301

Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.

Section
62A.4-302

Payor bank's responsibility for late return of item.

Section
62A.4-303

When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified.

Section
62A.4-401

When bank may charge customer's account.

Section
62A.4-402

Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account.

Section
62A.4-403

Customer's right to stop payment; burden of proof of loss.

Section
62A.4-404

Bank not obligated to pay check more than six months old.

Section
62A.4-405

Death or incompetence of customer.

Section
62A.4-406

Customer's duty to discover and report unauthorized signature or alteration.

Section
62A.4-407

Payor bank's right to subrogation on improper payment.

Section
62A.4-501

Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.

Section
62A.4-502

Presentment of "on arrival" drafts.

Section
62A.4-503

Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.

Section
62A.4-504

Privilege of presenting bank to deal with goods; security interest for expenses.