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Consumer Loan Act.
Law
Revised Code of Washington
Miscellaneous Loan Agencies
Consumer Loan Act.
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Section
31.04.015
Definitions.
Section
31.04.025
Application of chapter.
Section
31.04.027
Violations of chapter.
Section
31.04.035
License required—When violation occurs.
Section
31.04.045
License—Application—Background checks—Fee—Surety bond.
Section
31.04.055
License—Director's duties.
Section
31.04.065
License—Information contained.
Section
31.04.075
Licensee—Place of business.
Section
31.04.085
Licensee—Assessment—Bond—Time of payment.
Section
31.04.093
Licensing—Applications—Regulation of licensees—Director's duties and authority—Fines—Orders—Statute of limitations.
Section
31.04.102
Loans secured, or not secured, by lien on real property—Licensee's obligations—Disclosure of fees and costs to borrower—Time limits.
Section
31.04.105
Licensee—Powers—Restrictions.
Section
31.04.115
Open-end loan—Requirements—Restrictions—Options.
Section
31.04.125
Loan restrictions—Interest calculations.
Section
31.04.135
Advertisements or promotions.
Section
31.04.143
Subpoena authority—Application—Contents—Notice—Fees.
Section
31.04.145
Investigations and examinations—Director's duties and powers—Production of information—Costs.
Section
31.04.155
Licensee—Recordkeeping—Director's access—Report requirement—Failure to report.
Section
31.04.165
Director—Broad administrative discretion—Rule making—Actions in superior court.
Section
31.04.168
Director—Powers under chapter 19.144 RCW.
Section
31.04.175
Violations—No penalty prescribed—Gross misdemeanor—Good faith exception.
Section
31.04.202
Application of administrative procedure act.
Section
31.04.205
Enforcement of chapter—Director's discretion—Hearing—Sanctions—Recovery of costs.
Section
31.04.208
Application of consumer protection act.
Section
31.04.211
Application of chapter—2009 c 120.
Section
31.04.221
Mortgage loan originator—License required—Unique identifier required.
Section
31.04.224
Licensing exemptions—Residential mortgage loans.
Section
31.04.227
Mortgage loan origination—Independent contractors.
Section
31.04.231
Individual loan processor—Licensing exemptions.
Section
31.04.234
Mortgage loan originator license—Application form and content.
Section
31.04.237
Use of nationwide mortgage licensing system and registry.
Section
31.04.241
Mortgage loan originator application—Required submission and use of personal information.
Section
31.04.244
Mortgage loan originator application—Required information—Fees.
Section
31.04.247
Issuance of mortgage loan originator license—Necessary findings.
Section
31.04.251
Mortgage loan originator license—Renewal—Surrender—Rules.
Section
31.04.254
Mortgage loan originator licensing process—Rules—Interim procedures.
Section
31.04.257
Mortgage loan originator interim license.
Section
31.04.261
Mortgage loan originator—Prelicensing education requirements.
Section
31.04.264
Mortgage loan originator—Testing requirements.
Section
31.04.267
Mortgage loan originator—Continuing education requirements.
Section
31.04.271
Mortgage loan originators—System information may be challenged.
Section
31.04.274
Information provided to nationwide mortgage licensing system and registry—Confidentiality—Restrictions on sharing.
Section
31.04.277
Consumer loan companies—When reports of condition are required.
Section
31.04.281
Reports of violation—2009 c 120.
Section
31.04.284
Mortgage loan originator—Unique identifier—Display.
Section
31.04.290
Residential mortgage loan servicer—Requirements—Written detailed information.
Section
31.04.293
Residential mortgage loan modification services—Written disclosure summary—Limitation on fees—Rules.
Section
31.04.297
Third-party residential mortgage loan modification services providers—Duties—Restrictions.
Section
31.04.300
Residential mortgage loan servicer—Liquidity, operating reserves, tangible net worth requirements.
Section
31.04.310
Residential mortgage or student education loan servicer—Appointment of receiver.
Section
31.04.400
Program for student education loan servicers—Student achievement council's student loan advocate—Costs—Fees.
Section
31.04.405
Requirements for a student education loan servicer—Borrower request for information—Transfer of service rights—Records—Rules—Director's obligations.
Section
31.04.410
Student education loan servicer licensee.
Section
31.04.415
Third-party student education loan modification services—Restrictions—Requirements.
Section
31.04.420
Subject to student education loan servicer requirements—Exempt from licensing.
Section
31.04.430
Dog or cat purchase contracts.
Section
31.04.500
Short title.
Section
31.04.505
Definitions.
Section
31.04.510
Requirements of licensee—Minimum capital—Exceptions.
Section
31.04.515
Loan requirements—Compliance—Rules.
Section
31.04.520
Right to rescind transaction.
Section
31.04.525
Preapproval required from department of financial institutions—Application of section—Rules.
Section
31.04.530
Required notice to prospective borrower about counseling—Form—Contents—Annual disclosure statements—Property appraisals.
Section
31.04.535
Lender default—Treble damages—Civil remedies.
Section
31.04.540
Loan advances—Eligibility and benefits under means-tested programs—Subject to federal law.
Section
31.04.901
Short title.
Section
31.04.902
Effective dates, implementation—1991 c 208.
Section
31.04.903
Effective date—2009 c 120.
Section
31.04.904
Effective date—2010 c 35.
Section
31.04.905
Application—2018 c 62.
Section
31.04.906
Short title—2018 c 62.