A licensee shall not provide credit to a player. Players shall be required to deposit money prior to playing any approved Internet game or approved Internet gambling by payment in advance, credit or debit card, wire transfer, check, money order, or Internet funds. Notwithstanding the provisions of any law to the contrary, payments made to a licensee by check, credit card, internet funds or other similar instrument, and the debt that such instrument represents, shall be valid and may be enforced by legal process.