(a) Upon whichever may first occur:
(1) the day the obligor fails to make payments under a child support order or an order for child support in conjunction with spousal or former spousal support in an amount equal to the support payable for one (1) month, or
(2) the day on which an obligor or obligee requests that withholding begin, or
(3) such earlier day that the Family Division judge of the Superior Court or the hearing officer may order, the Division shall initiate income withholding pursuant to section 357 of this chapter and shall send the obligor notice that income withholding has commenced and that the obligor may be subject to income tax refund withholding.
(b) Any notice of commencement of income withholding or of the intent to commence income tax refund withholding shall inform the obligor:
(1) of the amount of overdue support or arrearage that is owed and the amount of income or income tax refund that will be withheld, in addition to any amount withheld to secure overdue support, pursuant to Title 3, section 119(a)(6) of this code;
(2) that the provision for income withholding applies to any current or subsequent employer or period of employment;
(3) of the procedures available for contesting the withholding and that the only basis for contesting withholding is a mistake of fact;
(4) that if the obligor wishes to contest income withholding or income tax refund withholding he or she must inform the Division of his or her desire to do so within ten (10) days of the date of the notice, and that if the obligor does not contact the Division within that time, the Division will continue with the commencement of income withholding and notify the Virgin Islands Bureau of Internal Revenue to initiate the withholding of tax refunds;
(5) that if the obligor is determined at a hearing to be in arrears or if he or she does not contest withholding, he or she may be required to post a bond, give security, or give some other guarantee the he or she shall pay the overdue support that his or her name and the amount of overdue support will be provided to any consumer reporting agency pursuant to section 366 of this chapter;
(6) of any action the Division will take if the obligor contests the withholding, including the procedures established under section 356 of this chapter; and
(7) of the information provided to the employer, pursuant to section 357 of this chapter.