Within ten days after such vote a copy thereof, certified by the president and secretary of such association, shall be filed with the Banking Board and Lieutenant Governor. After such filing, such association shall issue no stock and shall not loan or advance any money to members or other persons. All income and receipts of such association after such vote, in excess of the actual expense of management, shall be applied to the payment of indebtedness, and any balance thereof shall be added to the surplus and undivided profits for distribution pro rata in accordance with the plan adopted hereunder.