(1) The issuance of any credit card to any individual who shall at the time of such issuance have a credit account relationship with the issuer.
(2) The issuance of any credit card to any individual whose credit account shall have been transferred to the issuer by any other person engaged in the business of granting or extending credit by the use of a credit card.
(3) The renewal of any credit card previously issued which has been used by the cardholder during the previous new or renewal term.