No cemetery company shall be permitted to establish, or operate if already established, a cemetery without providing for the future care and maintenance of such cemetery, for which a trust fund shall be established, to be known as the “care and maintenance trust fund of (here use name of licensee).” Such trust fund shall be established with a territorial or national bank holding trust powers under the provisions of the Banking Law provided, that the cemetery company may appoint an individual or committee of two (2) or more individuals to act in an advisory capacity with the trustee in the investment of the trust fund, and provided further, that a cemetery company, with the consent of the Commissioner may change trustee of trust fund. If any cemetery company refuses or otherwise fails to provide or maintain an adequate care and maintenance trust fund in accordance with the provisions of this part, the Commissioner after reasonable notice, shall proceed to enforce compliance under the powers vested in him under this subchapter. The trust fund agreement shall contain and include the following: name, location, and address of both the licensee and the trustee showing the date of agreement together with the percentages required deposited as stated in section 2015. No person shall withdraw or transfer any portion of the corpus of the care and maintenance trust fund without first obtaining written consent from the Commissioner.