PocketLaw | US Virgin Islands Code | The Insurance Contract

The Insurance Contract

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Scope of chapter

Power to contract

Insurable interest—Personal insurances

Property insurances

Named insured

Application

Alteration of application

Application as evidence

Warranties and misrepresentations, effect of

Forms of policies; filing and approval

Grounds for disapproval

Standard forms

Standard provisions

Content of policies in general

Additional contents

Charter or bylaw provisions

Premium defined

Stated premium must include all charges

Policy must contain entire contract

Limiting actions, jurisdiction

Execution of policies

Binders—Duration

Agent's liability

Underwriters' and combination policies

Delivery of policy

Renewal of policy

Cancellation by insurer

Cancellation by insured

Cancellation by Commissioner

Annulment of liability policies

Dividends payable to real party in interest

Breach of warranty prior to loss; effect

Assignment of policies; life and disability

Assignability of insurance payments

Payment discharges life and disability insurer

Minor may give life insurance acquittance

Simultaneous death; payment of proceeds; life insurance

Exemption of disability insurance proceeds

Exemption of life insurance proceeds

Exemption of group life insurance proceeds

Exemption of proceeds, commutation; annuities

Spouse's rights in life insurance policy

Proof of loss; furnishing forms

Claims administration; waiver

Discrimination prohibited

Validity of noncomplying forms

Construction of policies