A policy of insurance covering against loss or damage resulting from accident to, or injury suffered by an employee or other person, and for which the insured is liable, shall not be issued or delivered to a person, firm, or corporation resident of, or doing business in this State, until a copy of the form thereof has been filed with the Commissioner; and it shall not be issued or delivered unless approved by him or her. If he or she adjudges that such form does not comply with the requirements of law, he or she shall forthwith give written notice to the insurer who filed such form, specifying the reasons for his or her action, and it shall be unlawful thereafter for such insurer to issue a policy in such form. The action of the Commissioner in this regard shall be subject to review by writ of certiorari.