PocketLaw | Vermont Statutes | Long-term Care Insurance

Long-term Care Insurance

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Purpose

Definitions

Extraterritorial jurisdiction

Disclosure standards

Required disclosure of rating practices to consumers

Suitability

Minimum benefits and coverage; general

Preexisting conditions

Prior institutionalization

Loss ratio standards

Right to return; free look

Outline of coverage for applicant; certificate

Policy summary for life insurance policy providing long-term care benefits

Acceleration of life insurance death benefit; monthly report

Denial of claims; written explanation

Incontestability period

Nonforfeiture benefits

Secondary notice of cancellation

Authority to adopt rules

Buyer's guide

Enforcement