Definitions.

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  • (1) "Limited lines travel insurance producer" means one of the following designated by an insurer as the travel insurance supervising entity as provided in Subsection 31A-23a-905(4):
    • (a) a licensed managing general agent or third party administrator; or
    • (b) a licensed insurance producer, including a limited lines producer.
  • (2) "Offer and disseminate" means:
    • (a) providing general information, including a description of the coverage and price;
    • (b) processing an application;
    • (c) collecting a premium; and
    • (d) performing activities that the state permits to be done by a person who is not licensed.
  • (3)
    • (a) "Travel insurance" means insurance coverage for personal risks incident to planned travel, including:
      • (i) interruption or cancellation of a trip or event;
      • (ii) loss of baggage or personal effects;
      • (iii) damages to accommodations or rental vehicles; or
      • (iv) sickness, accident, disability, or death during travel.
    • (b) "Travel insurance" does not include a major medical plan that provides comprehensive medical protection for a traveler with a trip lasting six months or longer, including an individual working overseas or military personnel being deployed.
  • (4) "Travel retailer" means a business entity that makes, arranges, or offers travel services and may offer and disseminate travel insurance as a service to its customers on behalf of and under the direction of a limited lines travel insurance producer.




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