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(1) An active member of this system with a disability that was not incurred in the line-of-duty may apply to the office for a disability retirement benefit subject to the following provisions:
(a) if the member has less than five years of service credit in this system, disability benefits are not payable; and
(b) if the condition is classified by the office as a nonline-of-duty disability and if the member has five or more years of service credit in this system, the member shall be granted a disability retirement benefit subject to Section 49-16-602.
(2) The monthly disability retirement benefit is 50% of the member's final average monthly salary.