Individual development accounts.

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  • (1) As used in this section:
    • (a) "Individual development account" means a trust account funded through periodic contributions by a recipient and matched by or through a not-for-profit organization organized under Section 501(c)(3), Internal Revenue Code.
    • (b) "Qualified acquisition costs" means the costs of acquiring, constructing, or reconstructing a residence, including settlement and closing costs.
    • (c) "Qualified businesses capitalization expenses" means expenditures for capital, plant, equipment, working capital, and inventory.
  • (2) An individual development account may be established by or on behalf of a recipient to enable the recipient to accumulate funds for the following purposes:
    • (a) postsecondary educational expenses, including tuition, fees, books, supplies, and transportation costs, if:
      • (i) the recipient has terminated cash assistance under this chapter; and
      • (ii) the expenses are paid from the individual development account directly to an educational institution that the recipient is attending as part of an employment plan;
    • (b) qualified acquisition costs associated with a first-time home purchase if paid from the individual development account directly to a person to whom the amount is due;
    • (c) amounts paid from an individual development account directly to a business capitalization account that is established in a federally insured financial institution and used solely for qualified business capitalization expenses; or
    • (d) the purchase of assistive technologies, vehicle modifications, or home improvements to allow a recipient with a disability to participate in work-related activities.
  • (3) A recipient may only deposit earned income and funds received from a not-for-profit organization into an individual development account.




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