Rate service organizations -- Permitted activity.

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  • (1) develop statistical plans including territorial and class definitions;
  • (2) collect statistical data from:
    • (a) members;
    • (b) subscribers; or
    • (c) any other source;
  • (3) prepare, file, and distribute prospective loss costs which may include provisions for special assessments;
  • (4) prepare, file, and distribute:
    • (a) factors;
    • (b) calculations;
    • (c) formulas pertaining to classification; or
    • (d) territory, increased limits, and other variables;
  • (5) prepare, file, and distribute supplementary rating information;
  • (6) distribute information that is required or directed to be filed with the commissioner;
  • (7) conduct research and on-site inspections to prepare classifications of public fire defenses;
  • (8) consult with public officials regarding public fire protection as it would affect members, subscribers, and others;
  • (9) conduct research and onsight inspections to discover, identify, and classify information relating to causes or prevention of losses;
  • (10) conduct research relating to the impact of statutory changes upon prospective loss costs;
  • (11) prepare, file, and distribute policy forms and endorsements;
  • (12) consult with members, subscribers, and others concerning use and application of the policy forms and endorsements described in Subsection (11);
  • (13) conduct research and on-site inspections for the purpose of providing risk information relating to individual structures;
  • (14) conduct on-site inspections to determine rating classifications for individual insureds;
  • (15) collect, compile, and publish past and current prices of individual insurers, provided the information is also made available to the general public at a reasonable cost;
  • (16) collect and compile exposure and loss experience for the purpose of individual risk experience ratings;
  • (17) furnish any other services, as approved or directed by the commissioner, related to those enumerated in this section; and
  • (18) engage in any other activity not prohibited by this title.




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