Reinsurance.

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  • (1)
    • (a) A captive insurance company may cede risks to any insurance company approved by the commissioner.
    • (b) Except as provided in Subsection (1)(c), a captive insurance company may provide reinsurance on risks ceded by any other insurer with prior approval of the commissioner.
    • (c) A captive insurance company may not provide reinsurance on a punitive damages risk ceded by an insurer, unless the punitive damages risk is the risk of the captive insurance company's:
      • (i) parent;
      • (ii) affiliated company; or
      • (iii) controlled unaffiliated business.
  • (2)
    • (a) A captive insurance company may take credit for reserves on risks or portions of risks ceded to reinsurers if the captive insurance company complies with:
      • (i) Section 31A-17-404, 31A-17-404.1, 31A-17-404.3, or 31A-17-404.4; or
      • (ii) other requirements as the commissioner may establish by rule made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act.
    • (b) Unless the reinsurer is in compliance with Section 31A-17-404, 31A-17-404.1, 31A-17-404.3, or 31A-17-404.4 or a rule adopted under Subsection (2)(a)(ii), a captive insurance company may not take credit for:
      • (i) reserves on risks ceded to a reinsurer; or
      • (ii) portions of risks ceded to a reinsurer.




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