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  • (1) in return for a binding commitment to extend credit or for the extension of immediately available credit, whether or not drawn upon and whether or not a charge-back is provided for in the event of difficulties in collection;
  • (2) as security for, or in total or partial satisfaction of, a preexisting claim;
  • (3) by accepting delivery under a preexisting contract for purchase; or
  • (4) in return for any consideration sufficient to support a simple contract.




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