Qualifications for licensure.

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  • (1) shall comply with 12 U.S.C. Sec. 5104 to register with and maintain a unique identifier through the nationwide database;
  • (2) may not have had a loan originator license revoked in a governmental jurisdiction;
  • (3) may not have been convicted of, or pled guilty or no contest to, a felony:
    • (a) during the seven years preceding the day on which the individual files an application; or
    • (b) at any time, if the felony involves an act of:
      • (i) fraud;
      • (ii) dishonesty;
      • (iii) breach of trust; or
      • (iv) money laundering;
  • (4) shall demonstrate financial responsibility, character, and general fitness such as to:
    • (a) command the confidence of the community; and
    • (b) warrant a determination that the individual will operate as a loan originator honestly, fairly, and efficiently within the purposes of this chapter;
  • (5) shall be covered by a surety bond posted in accordance with Section 70D-3-205;
  • (6) shall complete the prelicensing education required by Section 70D-3-301; and
  • (7) shall pass the written examination required by Section 70D-3-302.




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