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(1) "Certificate holder" means a person who:
(a) requests, obtains, or possesses a certificate of insurance; and
(b) is not a policyholder.
(2) "Certificate of insurance" means a document that is prepared for or issued to a person who is not a policyholder as evidence of insurance, regardless of how it is titled or described.
(3) "Insurer" means:
(a) an insurer as defined in Section 31A-1-301; and
(b) any other person engaged in the business of making insurance or a surety contract.
(4) "Person," in addition to the definition in Section 31A-1-301, includes:
(a) to the extent not prohibited by federal law:
(i) the federal government; or
(ii) an administrative unit of the federal government;
(b) the state;
(c) an administrative unit of the state;
(d) a political subdivision of the state; or
(e) an administrative unit of a political subdivision of the state.
(5) "Policyholder" means a person who contracts with a property and casualty insurer for insurance coverage.