Rulemaking authority.

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  • (1) the increase of benefits over time;
  • (2) standards for full and fair disclosure of the manner, content, and required disclosures for the sale of long-term care insurance policies;
  • (3) terms of renewability;
  • (4) initial and subsequent conditions of eligibility;
  • (5) nonduplication of coverage provisions;
  • (6) coverage of dependents;
  • (7) termination of coverage;
  • (8) continuation or conversion;
  • (9) probationary periods;
  • (10) limitations, exceptions, and reductions of coverage;
  • (11) preexisting conditions;
  • (12) elimination and waiting periods;
  • (13) requirements for replacement;
  • (14) recurrent conditions;
  • (15) definition of terms;
  • (16) loss ratio requirements;
  • (17) post claim underwriting;
  • (18) waiver of premium;
  • (19) independent review of benefit determinations;
  • (20) inflation protection benefits; and
  • (21) premium rate filing and review.




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