Exercise of rights not to affect future financial transactions.

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  • (1) a determination by any lender or other person that the service member is unable to pay any civil obligation or liability in accordance with its terms;
  • (2) with respect to a credit transaction between a creditor and a service member:
    • (a) a denial or revocation of credit by the creditor;
    • (b) a change by the creditor in the terms of an existing credit arrangement; or
    • (c) a refusal by the creditor to grant credit to the service member in substantially the amount or on substantially the terms requested; or
  • (3) an adverse report relating to the creditworthiness of the service member by or to any person or entity engaged in the practice of assembling or evaluating consumer credit information.




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