Direct Medical Care Agreement

1. Law
2. Tennessee Code
3. Professions of the Healing Arts
4. Division of Health Related Boards
5. Health Care Empowerment Act
6. Direct Medical Care Agreement

1. A direct medical care agreement is not insurance and is not subject to regulation by the department of commerce and insurance.
2. Entering into a direct medical care agreement is not the business of insurance and is not subject to regulation under title 56.
3. A direct medical care provider, or the agent of a direct medical care provider, is not required to obtain a certification of authority or license under the Tennessee Insurance Producer Licensing Act of 2002, compiled in title 56, chapter 6, to market, sell, or offer to sell a direct medical care agreement.
4. A direct medical care agreement is not a discount medical plan.
5. A direct medical care agreement must:
   1. Allow either party to terminate the agreement upon written notice to the other party;
   2. Provide that fees are not earned by the direct medical care provider until the month paid by the periodic fee has been completed; and
   3. Provide that, upon termination of this agreement by the individual patient, all unearned fees are to be returned to the patient.

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