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Every contract that provides for hospital, surgical or medical care shall provide, upon the recommendation of a physician, coverage for the early detection of prostate cancer for men fifty (50) years of age and older and other men if a physician determines that early detection for prostate cancer is medically necessary. Nothing contained in this section shall be construed as applying to medical assistance programs funded with state and federal funds, if the programs require the provision of services as medically necessary.
Nothing in this section shall apply to accident only, specified disease, hospital indemnity, medicare supplement, long-term care or other limited benefit health insurance policies.