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Except as provided in subsection (b), nothing in this chapter applies to, or shall affect:
Any policy of workers' compensation insurance or any policy of liability insurance with or without supplementary expense coverage in such policy;
Any policy or contract of reinsurance;
Any blanket or group insurance policy; or
Life insurance or annuity contracts, or contracts supplemental thereto, that contain only the provisions relating to accident and sickness insurance as:
Provide additional benefits in case of death or dismemberment or loss of sight by accident; or
Operate to safeguard the contracts against lapse, or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant shall become totally and permanently disabled, as defined by the contract.
Sections 56-26-101 — 56-26-103 and 56-26-105 apply to any blanket or group insurance policy.