Insurance Requirements for Conduct of Motor Vehicle Races

1. Law
2. Tennessee Code
3. Motor and Other Vehicles
4. Motor Vehicle Races
5. Insurance Requirements for Conduct of Motor Vehicle Races

1. No person, firm, or corporation shall operate or conduct any motor vehicle races on any permanent race track or other place for the holding of a motor vehicle race upon which motor vehicles of any description are raced, unless the applicant has insurance for the general public with minimum limits of one hundred thousand dollars ($100,000) per person and three hundred thousand dollars ($300,000) per accident or three hundred thousand dollars ($300,000) combined single limit, for loss because of bodily injury, including death at any time resulting from such bodily harm caused to any person or persons by the operation of the track or other place; provided, that this insurance shall not be applicable to:
   1. Drivers;
   2. Pit area personnel;
   3. All persons involved in the conduct of any motor vehicle race; or
   4. Any persons involved with the race who have signed a written release of liability.
2. Satisfaction by the insured of a final judgment for injury shall not be a condition precedent to the duty of the insurer to make payment on account of the injury.
3. The county clerk of the county where a motor vehicle race is conducted shall:
   1. Verify the person, firm, or corporation operating or conducting a motor vehicle race has insurance as prescribed in subsection (a); and
   2. Issue documentation to the person, firm, or corporation confirming that the requirements of subdivision (c)(1) have been met.

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