Indemnification. [Effective on January 1, 2021.]

1. Law
2. Tennessee Code
3. Motor and Other Vehicles
4. Financial Responsibility
5. Car Sharing Program Insurance Coverage [Effective on January 1, 2021]
6. Indemnification. [Effective on January 1, 2021.]

Each car sharing program agreement made in this state must disclose to the shared vehicle owner and the shared vehicle driver:

1. Any right of the peer-to-peer car sharing program to seek indemnification from the shared vehicle owner or the shared vehicle driver for economic loss sustained by the peer-to-peer car sharing program resulting from a breach of the terms and conditions of the car sharing program agreement;
2. That a motor vehicle liability insurance policy issued to the shared vehicle owner for the shared vehicle or to the shared vehicle driver does not provide a defense or indemnification for any claim asserted by the peer-to-peer car sharing program;
3. That the peer-to-peer car sharing program's insurance coverage on the shared vehicle owner and the shared vehicle driver is in effect only during each car sharing period and that, for any use of the shared vehicle by the shared vehicle driver after the car sharing termination time, the shared vehicle driver and the shared vehicle owner may not have insurance coverage;
4. The daily rate, fees, and if applicable, any insurance or protection package costs that are charged to the shared vehicle owner or the shared vehicle driver;
5. That the shared vehicle owner's motor vehicle liability insurance may not provide coverage for a shared vehicle;
6. An emergency telephone number to personnel capable of fielding roadside assistance and other customer service inquiries; and
7. Whether there are conditions under which a shared vehicle driver must maintain a personal automobile insurance policy with certain applicable coverage limits on a primary basis in order to book a shared motor vehicle.

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