Unknown Debtor or Secondary Obligor

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A secured party does not owe a duty based on its status as secured party:

  1. to a person that is a debtor or obligor, unless the secured party knows:
    1. that the person is a debtor or obligor;
    2. the identity of the person; and
    3. how to communicate with the person; or
  2. to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:
    1. that the person is a debtor; and
    2. the identity of the person.


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