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If an individual who has entered into an agreement fails for sixty (60) days to make payments required by the agreement, a provider may terminate the agreement.
If a provider or an individual terminates an agreement, the provider shall immediately return to the individual:
Any money of the individual held in trust for the benefit of the individual; and
Sixty-five percent (65%) of any portion of the set-up fee received pursuant to [former] § 47-18-5523(d)(2) that has not been credited against settlement fees.