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A customer may authorize disclosure of financial records pertaining to the customer by signing and dating a statement authorizing the disclosure; or, if acceptable to the financial institution, a customer may provide authorization orally. The authorization may specify:
The name of the person to which disclosure is authorized;
The financial records that are authorized to be disclosed; and
The period of time during which the authorization is effective.
No authorization shall be required by a financial institution as a condition of doing business with the financial institution.