Brochures to be available at locations where portable electronics insurance offered--Contents.

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58-47-4. Brochures to be available at locations where portable electronics insurance offered--Contents.

At every location where portable electronics insurance is offered to customers, brochures or other written materials must be made available by a vendor to a prospective customer which:

(1)Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy, renter's insurance policy, or other source of coverage;

(2)State that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services;

(3)Summarize the material terms of the insurance coverage, including:

(a)The identity of the insurer;

(b)The identity of the supervising entity;

(c)The amount of any applicable deductible and how it is to be paid;

(d)Benefits of the coverage; and

(e)Key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment;

(4)Summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements; and

(5)State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund or credit of any applicable unearned premium.

Source: SL 2012, ch 251, §4.


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