Property insurable by farm mutual.

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58-35-29. Property insurable by farm mutual.

A farm mutual insurer shall only insure the following described property against loss or damage by fire or other casualty:

(1)Farm dwellings and buildings, including the usual contents therein, livestock, farm machinery, growing crops, and other forms of farm property;

(2)Dwellings designed for occupancy by not over two families, including the usual contents thereof, and private structures;

(3)Churches, schools, and community buildings including the usual contents thereof;

(4)The usual and customary possessions of the occupants of multi-family dwellings; and

(5)Personal property used in a solely-owned business activity conducted on the insured premises, including property held for resale if the insured property is covered by reinsurance.

For purposes of this chapter any policy written by a farm mutual insurer is considered a personal lines policy.

Source: SL 1966, ch 111, ch 17, §3 (1); SL 1979, ch 341, §24; SL 1992, ch 60, §2; SL 1993, ch 370, §1; SL 2004, ch 297, §3.


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